AndyinTenerife

I do this for free at the moment, check their current t&c´s find out review dates, find out new payments upon loan amounts, write their emails to the bank for them, apply for subrogacion and then if all else fails, go to the bank with them to negotiate.

But, it is starting to take up too much of my time. One out of every two enquiries seems to be along these lines.
Cant really monetise this as these people have financial trouble so probably can´t afford a fee for any work.

Hate turning people away though, might stick up a standard "what to do when your screwed" page on my site and direct people to that if they cant afford their payments any longer.

How do you deal with these RoseFP?

Rose FP

Much the same as you Andy, although I do not have the time to physically attend the bank with them. I give them the bullets to fire. Not much else that can be done really!